Card Benefits

Your Smart Banking Card is…

• Reloadable. Load your card, spend the funds and reload again and again to the same card to enjoy continuous benefits without interruption.
• Prepaid. You only spend what is loaded on the card, so there is no risk of overdraft fees or interest charges.
• Safe/Secure. Your Smart Banking Card is much safer than carrying cash. You're even protected if your card is ever lost or stolen and your money is FDIC insured.
• Convenient. Your Smart Banking Card is accepted worldwide anywhere VISA is accepted.
• A Great Money Management Tool. Use your Smart Banking Card to budget and track spending. Sign up for text messaging of your balance each time you make a purchase or load funds.
• Always Accessible Online or by Phone. Cardholders have access online and by phone 24/7 to balance and transaction activity.
• Time and Money Saving. Add FREE Payroll Direct Deposit to your card and avoid the time and hassle of cashing a paper check and paying high check cashing fees.